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Rates Calculator

From failing transmissions to family vacations to bill consolidation, we’ll help you find financing for just about anything.

Key Features

Competitive Rates

Convenient Terms

Quick Decisions

Local Processing

  • Competitive rates for a wide variety of personal needs:
    • Debt consolidation
    • Vehicle repairs or updates
    • Family vacations
    • Education expenses
    • Establishing or improving credit
    • And more
  • Loan amounts are available between $1,000 and $25,000
  • Secured and unsecured loans available
  • Repayment terms customized to fit your unique needs
  • Local decision-making and processing
  • Attentive, friendly service from start to finish
  • Apply online, over the phone, or in branch

Secured loans let you use your savings as collateral — so you can enjoy lower interest rates. Unsecured loans do not require collateral backing, but the interest rate may not be as favorable.

Secured Loans

  • Use your MFCU share savings as collateral
  • Potentially lower interest rates
  • Pledged savings continue to earn dividends
  • As loan is paid down, savings become available for withdrawal
  • Convenient terms up to 48 months 

Unsecured Loans

  • No collateral necessary; requires little more than a signature
  • Competitive interest rates
  • Borrow $1,000 to $25,000
  • Convenient terms up to 48 months
Serving the University of Chicago community since 1957