APY = Annual Percentage Yield. Rates effective as of 10/13/2025. Fees may reduce earnings. Rates are subject to change without notice.
Money Market, Regular & IRA
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| Tier |
Minimum Balance |
Rate |
APY |
| $0 - $2,499 |
$2,500 |
0.00% |
0.00% |
| $2,500 - $19,999 |
$2,500 |
0.75% |
0.75% |
| $20,000 - $74,999 |
$20,000 |
1.50% |
1.51% |
| $75,000+ |
$75,000 |
1.75% |
1.77% |
Certificates of Deposit (CDs), Regular and IRA
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| Term |
Minimum Balance |
Rate |
APY |
| 6 month |
$500 |
2.00% |
2.02% |
| 12 month |
$500 |
3.50% |
3.56% |
| 18 month |
$500 |
3.50% |
3.56% |
| 24 month |
$500 |
3.00% |
3.05% |
| 36 month |
$500 |
2.75% |
2.79% |
| 48 month |
$500 |
2.75% |
2.79% |
| 60 month |
$500 |
2.75% |
2.79% |
Penalty for early withdrawal.
| Term |
APR as low as |
| 3 Year |
6.49% |
| 5 Year |
6.99% |
| 7 Year |
7.24% |
| 10 Year |
7.49% |
- 85% Loan to value
- Loan rates are subject to change without prior notice.
- All rates shown for loans over $50,000. For loans less than $50,000 add 1/2%
| Type |
Model Year |
Term |
APR as low as |
| New Vehicles |
2025 - 2024 |
Up to 36 months |
4.99% |
| New Vehicles |
2025 - 2024 |
Up to 48 months |
5.24% |
| New Vehicles |
2025 - 2024 |
Up to 60 months |
5.49% |
| New Vehicles |
2025 - 2024 |
Up to 72 months |
5.74% |
| Pre-Owned Vehicles |
2021 - 2024 |
Up to 36 months |
5.49% |
| Pre-Owned Vehicles |
2021 - 2024 |
Up to 48 months |
5.74% |
| Pre-Owned Vehicles |
2021 - 2024 |
Up to 60 months |
5.99% |
| Pre-Owned Vehicles |
2021 - 2024 |
Up to 72 months |
6.24% |
| Older Models |
2018 - 2020 |
Up to 36 months |
6.49% |
| Older Models |
2018 - 2020 |
Up to 48 months |
6.74% |
- Discount available for larger down payments.
- Automobiles must have a minimum finance value of $4,000.
| Type |
Term |
APR as low as |
| Share Secured Loan |
Flexible |
6.00% |
| Unsecured Loan1 |
24 months |
9.49% |
| Unsecured Loan1 |
36 months |
9.74% |
| Unsecured Loan1 |
48 months |
9.99% |
| Student Loans |
Variable |
See website |
- If you have previously applied for an unsecured loan in past 6 months and were denied credit, a $25.00 application fee applies.
- Loan rates are subject to change without prior notice.
1 Discount available for automatic payment option.
| Type |
APR |
| APR for Purchases |
12.99% to 24.25% |
| APR for Balance Transfers |
12.99% to 24.25% |
| APR for Cash Advances |
12.99% to 24.25% |
