APY = Annual Percentage Yield. Rates effective as of 1/16/2019. Fees may reduce earnings. Rates are subject to change without notice.
Savings Accounts
| Account | Minimum Balance | Rate | APY |
|---|---|---|---|
| Primary Share Savings | $5 - $299.99 | 0.00% | 0.00% |
| Primary Share Savings | $300+ | 0.10% | 0.10% |
| Holiday Club Account | $0.01 | 0.10% | 0.10% |
| Vacation Club Account | $0.01 | 0.10% | 0.10% |
Money Market, Regular and IRALearn More
| Tier | Minimum Balance | Rate | APY |
|---|---|---|---|
| $0 - $2,499 | $2,500 | 0.00% | 0.00% |
| $2,500 - $19,999 | $2,500 | 0.80% | 0.80% |
| $20,000 - $74,999 | $20,000 | 1.25% | 1.26% |
| $75,000+ | $75,000 | 1.50% | 1.51% |
Certificates of Deposit (CDs), Regular and IRALearn More
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 6 month | $500 | 1.25% | 1.26% |
| 12 month | $500 | 1.70% | 1.71% |
| 18 month | $500 | 2.00% | 2.02% |
| 24 month | $500 | 2.15% | 2.17% |
| 36 month | $500 | 2.25% | 2.28% |
| 48 month | $500 | 2.30% | 2.33% |
| 60 month | $500 | 2.60% | 2.63% |
Penalty for early withdrawl.
Home Equity LoansLearn More
| Term | APR as low as |
|---|---|
| 3 Year | 5.39% |
| 5 Year | 5.89% |
| 7 Year | 6.39% |
| 10 Year | 6.79% |
- 85% Loan to value
- Loan rates are subject to change without prior notice.
- All rates shown for loans over $50,000. For loans less than $50,000 add 1/2%
Auto LoansLearn More
| Type | Model Year | Term | APR as low as |
|---|---|---|---|
| New Vehicles | 2018 - 2019 | Up to 36 months | 2.89% |
| New Vehicles | 2018 - 2019 | Up to 48 months | 3.14% |
| New Vehicles | 2018 - 2019 | Up to 60 months | 3.39% |
| New Vehicles | 2018 - 2019 | Up to 72 months | 3.89% |
| Pre-Owned Vehicles | 2015 - 2018 | Up to 36 months | 3.89% |
| Pre-Owned Vehicles | 2015 - 2018 | Up to 48 months | 4.14% |
| Pre-Owned Vehicles | 2015 - 2018 | Up to 60 months | 4.39% |
| Pre-Owned Vehicles | 2016 - 2018 | Up to 72 months | 4.89% |
| Older Models | 2012 - 2014 | Up to 36 months | 4.64% |
| Older Models | 2012 - 2014 | Up to 48 months | 4.89% |
- Discount available for larger down payments.
- Automobiles must have a minimum finance value of $4,000.
Personal LoansLearn More
| Type | Term | APR as low as |
|---|---|---|
| Share Secured Loan | Flexible | 6.00% |
| Unsecured Loan1 | 24 months | 6.49% |
| Unsecured Loan1 | 36 months | 6.74% |
| Unsecured Loan1 | 48 months | 6.99% |
| Student Loans | Variable | See website |
- If you have previously applied for an unsecure loan in past 6 months and were denied credit, a $25.00 application fee applies.
- Loan rates are subject to change without prior notice.
1 Discount available for automatic payment option.
VISA Credit CardsLearn More
| Type | APR |
|---|---|
| APR for Purchases | 11.24% to 22.50% |
| APR for Balance Transfers | 11.24% to 22.50% |
| APR for Cash Advances | 11.24% to 22.50% |