Rates

APY = Annual Percentage Yield. Rates effective as of 03/10/2023. Fees may reduce earnings. Rates are subject to change without notice.

Savings Accounts

Account Minimum Balance Rate APY
Primary Share Savings $5 - $299.99 0.00% 0.00%
Primary Share Savings $300+ 0.10% 0.10%
Holiday Club Account $0.01 0.10% 0.10%
Vacation Club Account $0.01 0.10% 0.10%

Money Market, Regular & IRA Learn More

Tier Minimum Balance Rate APY
$0 - $2,499 $2,500 0.00% 0.00%
$2,500 - $19,999 $2,500 1.00% 1.01%
$20,000 - $74,999 $20,000 1.50% 1.51%
$75,000+ $75,000 1.75% 1.77%

Certificates of Deposit (CDs), Regular and IRA Learn More

Term Minimum Balance Rate APY
6 month $500 1.50% 1.51%
12 month $500 2.00% 2.02%
18 month $500 3.00% 3.05%
24 month $500 2.40% 2.43%
36 month $500 2.65% 2.69%
48 month $500 2.70% 2.74%
60 month $500 2.75% 2.79%

Penalty for early withdrawal.

Home Equity Loans Learn More

Term APR as low as
3 Year 6.74%
5 Year 7.24%
7 Year 7.74%
10 Year 8.09%
  • 85% Loan to value
  • Loan rates are subject to change without prior notice.
  • All rates shown for loans over $50,000. For loans less than $50,000 add 1/2%

Auto Loans Learn More

Type Model Year Term APR as low as
New Vehicles 2023 - 2022 Up to 36 months 4.74%
New Vehicles 2023 - 2022 Up to 48 months 4.99%
New Vehicles 2023 - 2022 Up to 60 months 5.24%
New Vehicles 2023 - 2022 Up to 72 months 5.49%
Pre-Owned Vehicles 2019 - 2022 Up to 36 months 5.74%
Pre-Owned Vehicles 2019 - 2022 Up to 48 months 5.99%
Pre-Owned Vehicles 2019 - 2022 Up to 60 months 6.24%
Pre-Owned Vehicles 2019 - 2022 Up to 72 months 6.49%
Older Models 2016 - 2018 Up to 36 months 6.49%
Older Models 2016 - 2018 Up to 48 months 6.74%
  • Discount available for larger down payments.
  • Automobiles must have a minimum finance value of $4,000.

Personal Loans Learn More

Type Term APR as low as
Share Secured Loan Flexible 6.00%
Unsecured Loan1 24 months 8.49%
Unsecured Loan1 36 months 8.74%
Unsecured Loan1 48 months 8.99%
Student Loans Variable See website
  • If you have previously applied for an unsecured loan in past 6 months and were denied credit, a $25.00 application fee applies.
  • Loan rates are subject to change without prior notice.

1 Discount available for automatic payment option.

VISA Credit Cards Learn More

Type APR
APR for Purchases 13.24% to 24.50%
APR for Balance Transfers 13.24% to 24.50%
APR for Cash Advances 13.24% to 24.50%

Credit Card Disclosures

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