Loan
Rates
Mortgage
Loans
| Term |
Type |
Rate |
APR |
Points
/ Min. / Max. |
| 30 Years |
Fixed Rate Conforming |
4.875% |
5.128% |
0 / $100,000 / $417,000 |
| 20 Years |
Fixed Rate Conforming |
4.750% |
5.003% |
0 / $100,000 / $417,000 |
| 15 Years |
Fixed Rate Conforming |
4.375% |
4.628% |
0 / $100,000 / $417,000 |
| 3/1 |
ARM |
5.125% |
5.378% |
.5 / $100,000 / $417,000 |
| 5/1 |
ARM |
4.125% |
4.378% |
0 / $100,000 / $417,000 |
| FHA 30 yr |
Fixed Rate |
4.750% |
5.003% |
0 / $100,000 / $417,000 |
- Rates shown are for illustration
purposes only.
- Please contact
us for our current rates.
- There are fees associated with
home mortgages.
- Loans are also available for
lower and higher amounts at other rates and terms.
- Other terms and conditions
do apply.
- Loan rates are subject to change
without prior notice.
Home Equity Loans
| Loan Type |
Term |
As Low As |
| Home Equity Loans (85% Loan to
Value) |
| Home Equity 3 Year |
36 Mo |
5.24% APR |
| Home Equity 5 Year |
60 Mo |
5.24% APR |
| Home Equity 7 Year |
84 Mo |
5.49% APR |
| Home Equity 10 Year |
120 Mo |
5.74% APR |
- Loan rates are subject to
change without prior notice.
- All rates shown for loans over $50,000. For loans less than $50,000 add 1/4%
Home Equity Lines of Credit (Up to 85% Loan to Value)
| Credit Limit |
Term |
Variable Rate* |
| $100,000 and over |
84 Mo |
4.50% APR |
| $25,000 to $99,999 |
84 Mo |
4.50% APR |
| $10,000 to $24,999 |
84 Mo |
4.50% APR |
- Rates quoted are "as low as." Your actual rate may be higher depending among other factors your credit history, value of collateral, and amount requested.
- Rates adjust monthly and subject to change at any time.
- Variable rate equals prime - 0.51 with a floor of 4.50%. Rate available for lines of credit over $100,000, other rates apply for different credit limits
Auto Loans*
| Loan
Type |
Model Year |
Months |
As Low As |
New Vehicles
No Down Payment Option
Available!
|
2009-2010 |
Up to 36 Mo. |
3.99% APR |
| |
2009-2010 |
Up to 48 Mo. |
3.99% APR |
| |
2009-2010 |
Up to 60 Mo. |
3.99% APR |
|
2009-2010 |
Up to 72 Mo. |
4.99% APR |
Pre-Owned Vehicles
No Down Payment Option
Available! |
2006-2010 |
Up to 36 Mo. |
4.49% APR |
| |
2006-2010 |
Up to 48 Mo. |
4.49% APR |
| |
2006-2010 |
Up to 60 Mo. |
4.49% APR |
Older Models
No Down Payment Option
Available! |
2003-2005 |
Up to 36 Mo. |
5.74% APR |
| |
2003-2005 |
Up to 48 Mo. |
5.99% APR |
- Any 2003 and
earlier model year automobile with a finance
value of $12,000 or greater will be considered
to be a 2003-2005 model for purposes of these
rates.
- Other automobiles
must have a minimum finance value of $4,000.
Share Secured Loans
| Loan
Type |
Term |
As
Low As |
| Secured by your savings account |
Flexible |
6.00% APR |
Unsecured Loans
| Term |
As
Low As |
| 24 Mo |
7.99% APR |
| 48 Mo |
8.99% APR |
Loan rates are subject to
change without prior notice.
Computer
Loans*
| Loan
Type |
Term |
As
Low As |
| Computer |
36 Mo. |
7.99% APR |
*Buy a computer from the NSIT Solution Center, the University of Chicago's computer store, and receive a longer available loan term for a lower rate.
Loan requests are subject to normal
underwriting standards.
Loan rates are subject to change
without prior notice.
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